How it works

Our commitment to privacy
Magocash is committed to respecting and protecting your personal information. Your trust is very important to us, and we want you to understand how we collect, use, protect, disclose and process information about you.   This privacy statement is about the personal information we collect about you, such as when you visit our websites or mobile apps, contact the convenience store call centers, or when you or the other party to a transaction completes forms in connection with it or provides personal information on our premises or online. We want to make sure that you are aware of our practices regarding the collection, use, disclosure, protection and processing of personal information that may be used to identify a person.    

What we collect
The types of personal information we collect depend on the products or services you have requested. The personal information we collect may include: (i) information relating to a loan application information about the employer, the name of the supervisor) (ii) financial information such as the bank account; (iii) contact information, such as name, address, telephone number, or e-mail address; and (iv) other personal information that we may collect with your consent, as permitted or required by law.   We may also collect information about you from third-party reference sources as part of our verification process or in connection with your use of our products or services.  

How we use them
We use personal information in a number of ways, including (i) in our day-to-day business, such as processing your loan applications, managing your account (s), and managing and administering your personal information. of our activities and our records, to undertake market research, to avoid fraud, abuse, and any other actual or potential prohibited or illegal activity, in order to meet the legal, regulatory, insurance, security and processing, and to respond to court orders and legal investigations, or to report to credit reporting agencies; (ii) for marketing purposes, for example to offer you our products and services or those of our agents, or to personalize the offers, vouchers and bonuses that we think may be of interest to you; (iii) for joint marketing with other financial companies; (iv) as part of the day-to-day operations of our subsidiaries; (v) so that our affiliates may offer you our products and services and (vi) otherwise, with your consent, or as permitted or required by law.   Magocash can store personal information on databases in Canada or in other countries for these purposes. In accordance with applicable law, we may merge personal and public information or other information received from third parties to update contact information or improve demographic profiles. Personal information will be subject to the laws of the country in which it is based, including requests for legal access by government authorities. It is possible that these countries do not have data protection legislation similar to that found in Canada.

How we divulge them
We may disclose personal information, as described above, to our affiliates and / or agents so that they may assist us in our business activities for the purposes described in "How We Use Them" and other purposes such as existing legislation and international conventions and treaties authorize or require it. Disclosures permitted or required by law and international conventions and treaties may include cooperation in criminal or government investigations, prevention and detection of fraud, and responses to a court order or subpoena. It is possible that Convenience Credit should disclose your personal information to law enforcement authorities at the national, state and local levels in Canada. These authorities may themselves be required to disclose this information Magocash  may disclose any or all of the Personal Information to Service Providers, for the purpose of processing the requested Transactions or to perform business support functions on our behalf, including marketing and other services. Our agreements with these service providers contain confidentiality provisions and restrictions on the use of this information for any other purpose.   If Magocash is involved in any proposed or actual merger, acquisition or any form of sale of any or all of its assets, we may disclose personal information to third parties in connection with the transaction. evaluation of the transaction. The surviving company, or the acquiring company in the case of a sale of assets, will have access to personal information that will continue to be subject to this privacy statement  

Choice and Consent
Magocash will not use, disclose or otherwise deal with your personal information in a manner that is contrary to the treatment described above without informing you and without providing you with a choice in accordance with applicable law. You can choose whether or not to receive direct marketing offers from Convenience Credit. To the extent that applicable law requires explicit consent or "opt-in" for the collection and use of certain types of personal information, Convenience Credit will use processes and procedures to ensure that such information is collected with explicit consent. When you provide us with personal information about a third party, you warrant that you have that individual's consent in this regard.   Please also note that when we provide or provide services to you, your consent will be effective for the time necessary to fulfill the purposes described in this privacy statement or otherwise at the time of collection, and you may not be authorized to withdraw your consent with respect to certain necessary uses and disclosures (for example, updating reasonable transaction and personal records).    

Accuracy and Access
Magocash wishes to ensure that the information we collect and use about you is accurate for its intended purpose, and that we therefore have processes in place to maintain the accuracy of the personal information we collect. You may request access to your personal information or help us maintain accurate records by informing us of changes or changes to your personal information, using one of the methods listed in "Contact Us." In addition, members or users of Magocash Credit Program with an online account can log into our websites to review and correct their information.   We will take reasonable steps to verify your identity before granting you access or allowing you to make corrections. Magocash will only hold personal information for the period necessary for commercial purposes or as required by law, and will safely destroy such information afterwards.  

Data Security
Magocash uses physical, technical, and administrative security measures to protect against loss, misuse, and alteration of personal information under our control. Convenience Credit uses industry-standard security practices and measures to protect the personal information we collect.   Access to personal information is restricted to employees and service providers who need it as described in this privacy statement, in accordance with applicable law. Our service providers must comply with the standards regarding the security, collection, use, and sharing of personal information, and adhere to the legislation in force.  

Prevention of identity theft
Pay attention to emails that seem to have been sent by us and that ask you for personal information. If you receive a suspicious e-mail asking for personal information, please forward it immediately to loans@magocash.ca  

Navigation
When you use our websites, we automatically collect certain standard technical information, such as the type of Internet browser you are using, the files you have requested, the domain name, and the city from which you are requesting information. We use this type of technical information to improve our website, ensure its operation, and better understand how visitors use it. As part of our efforts to protect consumers from fraud, this information is also used to authenticate users of the website, if applicable.  

External websites
Our websites may be linked to third-party websites by inbound or outbound links. Magocash  is not responsible for the content or privacy practices of websites linked to our sites through inbound or outbound links.  

Use by Children
The Magocash  websites are not intended for use by minors. Magocash will not knowingly collect personal information from children and will not offer them any products or services without the consent of a parent or legal guardian.    

Changes to the privacy statement
Your trust is essential for Magocash. In order to enhance your experience with Magocash, the services provided on our websites may be changed at any time without notice. We will continually strive to protect the privacy of our customers, and will periodically review our privacy policy. As a result, this privacy statement may change from time to time. This website will always contain the most recent privacy statement. You agree to visit this page regularly, and your continued use of the Magocash websites and services indicates that you accept the changes.